Terms & Conditions | Law Offices of Lauren Ross

Effective: June 2026 Last Revised: June 2026 Domain: bankrupt-law.com

01 — Agreement

Acceptance of these terms

By accessing or using bankrupt-law.com (the "Site"), you agree to be bound by these Terms & Conditions ("Terms"). These Terms apply to all visitors, users, and anyone who accesses or uses the Site.

If you do not agree with any part of these Terms, you must discontinue use of the Site immediately. Your continued use of the Site after any modification to these Terms constitutes your acceptance of the revised Terms.

These Terms should be read together with our Privacy Policy, which is incorporated by reference and governs your use of the Site.

These Terms govern your use of this website only. They do not constitute a legal services agreement or engagement letter. Any formal attorney-client relationship requires a separate written agreement signed by both you and Lauren Ross.

02 — Attorney-Client Relationship

No attorney-client relationship is formed by using this site

This is one of the most important things to understand about this website. Please read carefully.

Not Established By

Visiting this website

Simply browsing bankrupt-law.com does not create any legal relationship between you and Lauren Ross or the Law Offices of Lauren Ross.

Not Established By

Submitting a form

Filling out and submitting any contact or intake form on this Site does not create an attorney-client relationship. Submitting information does not guarantee representation.

Not Established By

Sending an email

Sending an email to lauren@laurenross.com does not create an attorney-client relationship or any duty of representation by Lauren Ross.

How It Is Established

Written agreement only

An attorney-client relationship with Lauren Ross is formed only when both parties have signed a written retainer or engagement agreement confirming the scope and terms of representation.

03 — Legal Disclaimer

General legal information — not legal advice

The content published on this Site is provided for general informational purposes only. It is not a substitute for consultation with a licensed attorney who can evaluate the specific facts of your situation.

The information on this website is general legal information only. It is not intended as specific legal advice for any individual situation. Exemptions described are specific to California residents and may not apply in other states. This site only contains general information on bankruptcy, Chapter 7, Chapter 13, debt relief, and insolvency. Bankruptcy laws are specific to each state. This site is operated in Los Angeles, California. If you require legal advice, please consult a qualified attorney.

Bankruptcy law, California exemption amounts, means test figures, debt limits, and court procedures change over time. While we make reasonable efforts to keep information current, we cannot guarantee that all content reflects the most recent legal developments. You should always confirm the current status of any law, rule, or procedure with a licensed attorney before taking action.

Any results, outcomes, or case examples mentioned on this Site are not guarantees or predictions of results in your specific matter. Every bankruptcy case is different, and past outcomes are not indicative of future results.

04 — Warranties

Disclaimer of warranties

The Site and all content on it are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, reliability, completeness, or timeliness of any content on the Site.

Some jurisdictions do not allow the exclusion of implied warranties — in such jurisdictions, the above exclusions apply to the fullest extent permitted by applicable law.

05 — Liability

Limitation of liability

To the fullest extent permitted by California law, the Law Offices of Lauren Ross, its attorney, agents, and representatives shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to:

Your access to or use of — or inability to access or use — the Site
Any reliance placed on information or content published on the Site
Unauthorized access to or alteration of your data or transmissions
Any other matter relating to the Site

This limitation applies regardless of the theory of liability — contract, tort, negligence, or otherwise — even if we have been advised of the possibility of such damages.

Specific to legal information: The Law Offices of Lauren Ross shall not be liable for any action taken or not taken based on information provided on this Site. No content on this Site should be used as a substitute for competent legal advice from a licensed attorney who is familiar with the facts of your particular case.

If you are currently facing a legal deadline, lawsuit, foreclosure, repossession, wage garnishment, or other time-sensitive legal matter, you should contact a licensed attorney immediately — do not rely solely on the information found on this website.

06 — Permitted Use

Acceptable use of this website

You may use this Site for lawful, personal purposes only. The following uses are prohibited.

No Unlawful Use

You may not use this Site in any way that violates applicable federal, California state, or local laws or regulations, or that facilitates any unlawful activity.

No Misrepresentation

You may not submit false, misleading, or fraudulent information through any form on this Site, including intake forms submitted to facilitate legal services.

No Interference

You may not attempt to probe, scan, or test the vulnerability of this Site, or disrupt its normal operation through automated tools, bots, or malicious code.

No Unauthorized Reproduction

You may not copy, reproduce, distribute, or republish any content from this Site for commercial purposes without our prior written consent.

No Impersonation

You may not impersonate Lauren Ross, any member of the office staff, or any other person in connection with your use of this Site or its contact forms.

Personal Use Only

This Site is intended for individuals seeking information about personal or small business bankruptcy options. It is not intended for use by competing law firms or legal marketing services.

07 — Intellectual Property

Ownership of site content

All content on this Site — including but not limited to text, design, layout, graphics, icons, and the selection and arrangement of information — is the property of the Law Offices of Lauren Ross and is protected by applicable copyright and intellectual property laws.

You may print or save individual pages from this Site for your own personal, non-commercial use. You may not reproduce, republish, upload, post, transmit, or distribute any content from this Site without our express prior written permission.

The name "Law Offices of Lauren Ross" and all related marks and trade names are the property of the firm. Nothing on this Site grants any license or right to use any mark or name without prior written consent.

If you believe any content on this Site infringes your intellectual property rights, please contact us at lauren@laurenross.com.

08 — External Links

Third-party links

This Site may contain links to external websites, including government resources such as the U.S. Bankruptcy Court, the California Courts website, the California State Bar, or third-party service providers such as Formspree. These links are provided for your convenience and reference only.

We do not control, endorse, or take responsibility for the content, privacy practices, or terms of any external website. Linking to a third-party site does not imply any sponsorship, affiliation, or endorsement by the Law Offices of Lauren Ross.

When you leave bankrupt-law.com, you are subject to the terms and privacy policies of the destination site — not ours. We encourage you to review the terms and privacy policies of any third-party website you visit.

09 — Privacy

Privacy & your personal information

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this Site and submitting any form, you consent to the collection and use of your information as described in that policy.

Information you submit through our forms is treated as confidential. However, submission of information through this Site does not trigger any attorney-client privilege until a formal engagement agreement is in place. See Section 02 for details.

We do not sell, rent, or trade your personal information to third parties for marketing purposes. See our Privacy Policy for a complete description of how we handle your data.

10 — Governing Law

Governing law & jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or your use of this Site shall be subject to the exclusive jurisdiction of the state and federal courts located in Los Angeles County, California. By using this Site, you consent to personal jurisdiction in those courts.

This Site is operated from Los Angeles, California. We make no representation that the content of this Site is appropriate or available for use in other locations. Persons who choose to access this Site from other states or jurisdictions do so on their own initiative and are responsible for compliance with local laws.

Governed by California Law Jurisdiction: Los Angeles County California State Bar No. 106225

11 — Federal Disclosure

Federally designated debt relief agency

The Law Offices of Lauren Ross is a federally designated debt relief agency under Title 11 of the United States Code. We help people file for bankruptcy relief under the Bankruptcy Code.

As required by 11 U.S.C. § 527, we are required to provide certain written notices and disclosures to our clients. These disclosures are provided as part of the engagement process — not through this website. If you engage our firm, you will receive all required disclosures at or before the time you sign a retainer agreement.

Under 11 U.S.C. § 528, we are prohibited from advising you to incur more debt prior to filing for bankruptcy. We are also required to clearly describe the services we will provide and the fees to be charged for those services before you sign any contract with our office.

12 — Updates

Changes to these terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes will take effect immediately upon posting to this page, and the "Last Revised" date at the top will be updated accordingly.

Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically. If you have a specific question about a change, you are welcome to contact us directly.

13 — Contact

Questions about these terms?

If you have questions about these Terms & Conditions, or if you need to speak with someone about your specific legal situation, contact our office directly. A free consultation is always available.

(818) 847-0211
Toll-free: 1-877-469-3737

lauren@laurenross.com

2550 N. Hollywood Way, Suite 404
Burbank, California 91505-5046

Law Offices of Lauren Ross

California Bankruptcy Attorney · State Bar No. 106225

(818) 847-0211 · Toll-free: 1-877-469-3737

lauren@laurenross.com

2550 N. Hollywood Way, Suite 404
Burbank, California 91505-5046

Fax: (818) 847-0214

Request a Free Consultation →